Risk Reduction For Rural Poor
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If poverty is about power, then solutions must focus on the empowerment of people themselves, especially those suffering the greatest discrimination and social exclusion. History is littered with well-meaning but failed ‘top-down’ solutions that overlook the root causes of poverty as well as the demands, perspectives and capacities of people themselves to be architects of their own destiny. Sustainable solutions will often depend on multifaceted responses, aiming at a just redistribution of power relations, rather than quick fixes or one-off handouts.
Building inclusive financial sectors is one such Sustainable solutions. It improves people’s lives in particular those of the poor. A small loan, a savings account or an insurance policy can make a great difference to a low-income family. It enables people to invest in better nutrition, housing, health and education for their children. It eases the strain of coping with difficult times and helps people plan for the future.
Global Aid Direct financial inclusiveness program creates self-employment/micro-enterprise opportunities for eligible participants in industries that are expected to thrive in the target area. The program help participants become economically self-sufficient by improving the environment for private sector growth and exploiting sector and firm level opportunities to foster growth in labor intensive industries.
We reduce the risk and empower vulnerable groups to be economically self-sufficient by Working collaboratively to create jobs through training, technical assistance and administrative support services to build the capacity of small owner operated businesses; partnering with workforce development agencies to recruit low-income individuals seeking livable wage employment; working with governmental agencies, and the business community to identify contract opportunities that will create steady work for micro-enterprises and their employees; connecting qualified micro-enterprises to contracts; and providing support to micro-enterprise entrepreneurs and their employees to overcome barriers that impede their success. Such support services provides low-income households with the human capital development needed to run a successful business and effectively manage money, while simultaneously creating a social capital network that provides support, improve self-efficacy, decrease financial strain, and improve financial well-being.
The lack of employment opportunities and sustainable economic activities within communities in underdeveloped countries remains among others the most serious of many unbearable economic problems facing the poor. These factors cause high rates of unemployment, and contribute to a drain on their respective countries’ already thinly stretched economy and finances and low income households. Developing countries has limited capacity in terms of funding to address these problems facing their low-income population particularly in the high risk areas.
Protecting Dignity, Providing Hope, Economic and Educational Opportunities.